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INTRODUCTION San Francisco is the home of the platform economy. Uber and Airbnb—the poster children of that economy—launched their initial products in the city and used the feedback garnered from Bay Area users to perfect their business models. These and other platform companies also started to build their loyal user bases with Bay Area consumers. […]

In a spectacular blow to data privacy, Equifax announced on September 7 that hackers had breached their database, exposing the sensitive personal information of 143 million people over the course of nearly two months. Even more troubling, Equifax purportedly learned about the breach in late July, waiting over a month to notify consumers of the […]

Speaking in 1931, Winston Churchill predicted that within fifty years, “we shall escape the absurdity of growing a whole chicken in order to eat the breast or wing.” Though his math was a bit off, his prophetic words may soon ring true. The cutting edge of agriculture technology is “clean meat”: meat grown in a […]

Native American tribes possess something special-tribal sovereignty. “Tribal sovereignty includes tribes’ right to govern themselves, define their own membership, manage tribal property, and regulate tribal business and domestic relations.” Tribal sovereignty also recognizes the existence of a government-to-government relationship between tribes and the U.S. government. This relationship often complicates the intersection of tribal, state, and […]

Introduction The global insurance industry has approximately $15 trillion in assets under management and $5 trillion in annual premium revenues. $1.2 trillion of the annual premium revenues come from the United States alone. Despite the financial appeal to investors, this industry has seen fewer technological improvements than any other financial services sector. Insurance providers have […]